Spendful is an effective budget management application that helps users come up with a budget that works for them. The application is intended to be used in many ways. Individuals can use Spendful for household expenses while professionals and freelancers can manage business related expenses. Group features are also included that allow organizations, teams, groups or friends plan events, vacations and other endeavors. Account set up is quick and users can access their Spendful budgets online or download them as a CSV file. Spendful handles all of the math for the user, providing starting and ending balances for each month. The application combines an easy to use, eye-catching interface with a practical service that allows the user to customize their budget and monitor balances and debts every week, month and year.Show more screenshots »
Spendful was created in 2011 to provide users with a simple, versatile way to manage expenses of all kinds. The application works in many environments because of its simplicity. Users can easily add financial data and let the application handle the math. Although it is still a bit limited in functionality, Spendful has been growing its audience with its eye-catching design.
Spendful is a basic budget management tool that doesn’t offer quite as many functions as other similar applications. There are those that allow the user to link directly to bank accounts and other financial accounts. Spendful seems to lack these functions, however it does offer a simple way to keep track of the user’s budget. The application is very simple, allowing it to work for almost any budget keeping purpose.
The look of Spendful is one of the more appealing aspects of the application. The green and black color scheme gives the website a friendly appeal that welcomes newcomers. The user interface is very clean, with plenty of open spaces that allow the user to easily view their financial data. The user can change months and years and view individual expenses and income from their dashboard. Spendful has neatly organized all the information so the user can easily find what they need at a glance.
New users can begin right on the Spendful homepage. A short registration form is positioned along the right hand side. The user is asked to supply an email address and password to get started. After clicking the green “Let’s Go!” button at the bottom of the form, the user can jump right into budget creation. The next page asks the user for a budget name and starting balance. After saving the data, the user is directed to their budget dashboard where they can begin adding more expenses and income items.
Spendful invites all users to try its services for free. There are no subscription fees or other expenses associated with using Spendful. The application is very simple, so this is definitely a good thing. A fee would not be justified considering the limited functionality of the application. That being said, Spendful is an excellent, economical way to organize the user’s basic financial data.
Spendful could be a helpful resource for anyone who would like to organize their budgets. The application is user friendly and can be used to track household expenses, group budgets or business finances. Users who are interested in a basic, quick way to calculate monthly expenses could appreciate Spendful.